Were you involved in an accident, made a claim with the responsible parties insurance provider, and had the claim denied? If so, you're going to need to know what to do. Insurance companies only have profits in mind when deciding how to handle your case, and it is possible that your claim could be wrongfully denied.

File A Lawsuit

If you get that letter in the mail stating that the insurance provider has denied your injury claim, you are likely going to have to file a lawsuit to get the compensation you deserve. Appealing the denial with the insurance company is not going to do anything, and a lawsuit will show that you are serious about getting the money back to pay for your injury. 

If you have a claim that is under your state's threshold for small claims court, it is possible that you can easily represent yourself in the case and go through a much faster legal process. Some people will even limit their claim to the maximum amount that a small claims court allows in order to use it. Large injury claims will need to happen in a superior court, which will be hard to do on your own but still not impossible to represent yourself. 

Negotiate A Percentage Of Fault

Another option to receive some of your compensation is to talk to the insurance company about accepting a larger percentage of fault. This is a way to receive some compensation without going through the court system, but it can sometimes be better than receiving nothing at all based on the circumstances of your case. 

Meet With A Lawyer

You may find it to be difficult to find a lawyer to take on your case if it was already denied. It is possible that the insurance company has evidence in their favor that would not hold their client responsible for the accident, and there is an actual justification for their denial.

Thankfully, it is free to meet with an injury lawyer to review your case. They will take a look at the evidence and determine if your case has a chance of being won in court. If so, they'll likely take your case on with contingency fees, which are only paid if you win the case. If the lawyer will not agree to take on your case, you can still hire them to help if that is what you want. However, you will be expected to pay an hourly rate for their services.

Contact a personal injury attorney near you to learn more.