Rideshare companies such as Uber are convenient and more affordable than conventional cabs. The popularity of this modern mode of transport has led to rising cases of rideshare-related car accidents. If an Uber driver has injured you, consult an auto accident lawyer to help you review your options. Here is some basic information regarding Uber-related car accidents.

Can You File a Lawsuit Against Uber Directly? 

Uber classifies its drivers as independent contractors. Employees are afforded more rights when compared to independent contractors. However, a company can be held responsible when its employees are involved in negligent acts.

As a result, Uber isn't responsible for the negligible acts of its independent contractors. Therefore, your auto accident injury lawyer can only file a claim against the Uber driver in their capacity as an independent contractor. However, you are still covered by Uber's insurance coverage whether you file a lawsuit or not.

Whose Insurance Will Cover an Uber-Related Accident?

Uber provides different types of coverage. When the driver isn't on duty, and the rideshare app is off, accidents occurring during this time will be covered by the driver's personal car insurance. This means an accident occurring during this time is like an accident with a non-Uber driver.

Uber compensates for anyone who has been injured and also pays for accidents that cause property damage. If the driver is on their way to pick a passenger or is transporting a passenger, Uber provides third-party liability protection worth $1,000,000.

What Damages Are You Likely to Recover in an Uber-Related Accident?

The damages you are likely to recover in an Uber-related accident, just like in any car accident, depend on the extent of your injuries. You will need medical reports and any related proof to justify your claim for damages. 

The Uber driver assumes much of the risk if they caused the accident. However, as a passenger in an Uber vehicle, you can still be compensated for economic and non-economic losses. If you sustain injuries as a passenger in an Uber, your car accident lawyer can help you recover damages for medical expenses, loss of income, hospital bills, chiropractic costs, and pain and suffering. 

In Conclusion

If you're in a car accident involving an Uber driver, your claim is different from what you would expect if you were dealing with any other driver. Remember, insurance companies try to pay the least amount of damages. Therefore, make sure you take photos and identify any witnesses. You should also note the car's registration number and make important notes to use as evidence to strengthen your claim.